Tuesday, October 12, 2010

YOU Magazine: Are you missing out on these budgeting tricks?

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Edward F. W. Deanes
Home Mortgage Consultant
Wells Fargo Home Mortgage
Phone: (757) 418-2064
Fax: (866) 935-0661
edward.deanes@wellsfargo.com<mailto:edward.deanes@wellsfargo.com>
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October 2010
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Tick Tock Tick Tock
It's Time for a Home Loan Check Up<http://www.allaboutnews.com/vc.php?a=y&b=61&i=411&u=edeanes>
The say that home is where the heart is. Yet do you know that a mortgage is the heart of every good financial plan? Making sure you've got the right one can save tens of thousands of dollars, along with creating wealth and financial health for your family. And with home loan rates near historic lows, now is the perfect time for a home loan check up.
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Budgeting for the Holidays
It's Never Too Early to Start<http://www.allaboutnews.com/vc.php?a=y&b=61&i=407&u=edeanes>
For some, merely reading the title of this article may provoke an uneasy feeling in the pit of their stomachs. For others, it may elicit a response such as, "The holidays? It's only October." If you identify with the former, we'd like to suggest a mild antacid. If you relate to the latter statement, we're about to provide a mild reality check.
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Beat the Sugar Habit
3 Steps to Cut Sweets (Mostly) Out of Your Life
By Ingo Logé, PhD, CCN and Nutritional Life Coach<http://www.allaboutnews.com/vc.php?a=y&b=61&i=410&u=edeanes>
Sugar, sugar, sugar. It's everywhere. It's in our drinks, it's in our foods, and it's hidden in places we would never consider. Many people turn to sugar when they need an energy boost, but you shouldn't be fooled into thinking sugar is your friend. In fact, sugar could turn out to be your worst enemy in disguise.
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Everything You Need to Know About Replacement Windows
By Pat Mertz Esswein, Kiplinger.com<http://www.allaboutnews.com/vc.php?a=y&b=61&i=409&u=edeanes>
If your windows on the world no longer enhance the facade of your house, shield it from the elements or filter out noise, there is no better time to update them. Retailers whose business withered as homeowners stopped spending on big home-improvement projects are ready to deal – and anxious to keep their installation crews working.
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The Compound Effect
Multiplying Your Success One Simple Step at a Time
By Darren Hardy, Publisher and Editorial Director, SUCCESS Magazine <http://www.allaboutnews.com/vc.php?a=y&b=61&i=408&u=edeanes>
If you've ever heard the story of the tortoise and the hare, you know the expression, "Slow and steady wins the race." Ladies and gentlemen, I'm the tortoise.
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Are You Ready for Some Football Party Food?
Game Day Snacks to Enjoy
By Kirk Leins<http://www.allaboutnews.com/vc.php?a=y&b=61&i=406&u=edeanes>
Football season is in full swing, which means fans across the country are spending their Sundays cheering on their favorite teams. And what better complement to this game day fun than game day snacks that are not only easy to make, they're also delicious!
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[http://www.allaboutnews.com/web/images/web/ehlender.gif]Licensed Loan Officer - Licensed Real Estate Agent - This information is accurate as of the date posted and is subject to change without notice. All of the views and comments are mine and do not represent Wells Fargo.



[http://www.allaboutnews.com/web/images/web/fdiclogo.gif]You are receiving a complimentary subscription to YOU Magazine as a result of your ongoing business relationship with Edward F. W. Deanes. While beneficial to a wide audience, this information is also commercial in nature and it may contain advertising materials.



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Edward F. W. Deanes
Wells Fargo Home Mortgage
4456 Corporation Lane, Suite 100
Virginia Beach, VA 23462


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My goal is to provide you with premium service. When you need an answer, we are here to help. I spend 90% of my time finding mortgages to fit my client's needs, qualifying buyers and contacting my clients for potential savings. My competent and professional staff handles all the dayto- day tasks. During regular business hours, please call my team, if they don't know the answer- they will find it! I am a licensed Loan Officer who has been in the mortgage industry for over 9 years. I am also a Certified Mortgage Planner which unlike a traditional loan officer; a mortgage planners role is to help you integrate the loan you select into your overall long and short-term financial and investment plans, to minimize taxes and interest expense and improve cash flow. I have a Real Estate License; not to practice real estate, but so I can better understand the market and look out for my client’s best interests. I am also a homeowner and real estate investor.
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